Jabulani Money is a South African payday lender run by Clearwave Innovations (Pty) Ltd, registered with the National Credit Regulator under NCRCP22362. It focuses on one job: a small loan of R500 to R4 000 that tides you over until your next salary and is repaid by debit order on payday.
Applying is quick. You fill in a short form on the website or in the Android app, upload your ID and three months of bank statements, and get a decision on screen or by SMS. During working hours this usually takes 10 to 25 minutes, and the money follows the same day or the next.
Jabulani Money gives weight to your current affordability, not only to your credit history, and allows one active loan at a time to keep repayments manageable. Every cost is shown in your agreement before you sign, and you can settle early whenever you like.
What does Jabulani Money offer?
- Direct lender registered with the NCR (NCRCP22362, as shown on its site)
- R500 to R4 000 in steps of R500
- Decision usually in 10 to 25 minutes during working hours
- Repayment by debit order on your salary date
- Support on weekdays and Saturday mornings, plus an Android app
What are Jabulani Money’s loan terms?
| Type | Direct lender (lends its own money) |
|---|---|
| Amount | R 500 – R 4 000 The range of the amount slider on the Jabulani Money home page, in steps of R500. |
| Term | Matched to your payday Jabulani Money does not publish a fixed term: the debit order is scheduled to coincide with your salary date. |
| First loan | Charged from the first loan; the total cost is shown in your quote |
| Age | 18 or older |
| Cost of the service | A once-off initiation fee, a monthly service fee and interest, aligned with NCR rules and shown in your loan agreement before you sign. Early settlement allowed. |
How much does a loan through Jabulani Money cost?
To compare it with other options, look at the total cost of credit and the full amount to repay. Before you sign, Jabulani Money gives you a pre-agreement quote with the interest rate, every fee and the repayment schedule, as the National Credit Act requires. You can estimate the instalment with our loan calculator.
What do you need to apply with Jabulani Money?
- A valid South African ID (smart card or green ID book)
- Your 3 most recent bank statements, in PDF if possible
- If you are self-employed, 3 months of bank statements to show a steady income
- A bank account for the payout and the debit order
- Age: 18 or older
Credit record and blacklisting: Jabulani Money runs credit checks as part of responsible lending, but it puts a high priority on your current affordability. You cannot apply while you are under active debt review or administration.
How do you apply, step by step?
- Complete the short application on jabulanimoney.co.za or in the Android app
- Upload your SA ID and your 3 most recent bank statements
- Get your decision on screen or by SMS or email; the site says this usually takes 10 to 25 minutes during working hours
- Read your loan agreement with all costs, then sign it
- Receive the money the same day or the next day
Who is Jabulani Money a good fit for?
- You need a small amount to cover a gap before payday
- You can show your income with 3 months of bank statements, including if you are self-employed
- You prefer a single repayment on the day your salary comes in
- You like to apply and track your loan from your phone
Before you sign, keep in mind
- Jabulani Money allows one active loan at a time.
- Applicants under active debt review or administration are declined.
- Rates and fee amounts are not listed on the website: they appear in your loan agreement, so read it before you sign.
- Most applications are reviewed during working hours (Mon–Fri, 8am–5pm); an evening application is handled the next business day.
Who is behind Jabulani Money?
| Company | Clearwave Innovations (Pty) Ltd, trading as Jabulani Money |
|---|---|
| Registration | Company reg. no. 2025/213906/07 · NCR registration NCRCP22362, as shown on jabulanimoney.co.za |
| Address | Not listed on jabulanimoney.co.za; use the contact details below |
| Contact | support@jabulanimoney.co.za · +27 87 260 8782 · Mon–Fri 8am–5pm, Sat 8am–1pm |
| Website | jabulanimoney.co.za |
FinCredit360 has no ownership link with Clearwave Innovations (Pty) Ltd, trading as Jabulani Money. We show these details so you know who you are dealing with; they come from the provider’s own website.
Jabulani Money: frequently asked questions
Is Jabulani Money a registered credit provider?
Yes. Its website shows NCR registration number NCRCP22362 for Clearwave Innovations (Pty) Ltd, trading as Jabulani Money. You sign your credit agreement with them directly.
How much can I borrow from Jabulani Money?
The amount slider on its home page runs from R500 to R4 000, in steps of R500. The amount you are offered depends on your affordability.
When do I repay?
The repayment is collected by debit order, scheduled to coincide with your salary date. You can also settle the loan earlier than the agreed date.
Does Jabulani Money check my credit record?
Yes, credit checks are part of its responsible lending process, but the lender puts a high priority on your current affordability. Applications under active debt review or administration are declined.
How quickly will I get the money?
The decision usually arrives in 10 to 25 minutes during working hours, on screen or by SMS or email. Funds are paid the same day or the next day.
What are the alternatives to Jabulani Money?
If you want to compare before deciding, these options cover similar needs. You will find all of them in our loan comparison.
Century (CreditZA)
Direct lender- Amount
- R 500 – R 8 000
- Term
- 5 days to 6 months
- First loan
- Standard cost
- Age
- 18 or older
A Cape Town direct lender: R500 to R8 000 from 5 days to 6 months, with every rate and fee published next to the calculator. Affiliate link · Century Financial Services (Pty) Ltd decides on approval after an affordability check.
Creditgenius
Loan-matching service- Amount
- R 500 – R 8 000
- Term
- 91 to 120 days
- First loan
- Standard cost
- Age
- 18 or older
A free loan finder: R500 to R8 000 over 91 to 120 days, with a published example and a public list of partner lenders. Affiliate link · Creditgenius does not lend: you sign the agreement with the lender you choose.
FinPug
Loan-matching service- Amount
- R 500 – R 50 000
- Term
- 61 to 365 days
- First loan
- Lower-cost first-loan offers
- Age
- Set by the partner lender
A free showcase of loan offers from R500 to R50 000 over 61 to 365 days, including low-cost first loans for new customers. Affiliate link · FinPug does not lend: you sign the agreement with the lender you choose.
Sources
- jabulanimoney.co.za/
- jabulanimoney.co.za/faq/
- jabulanimoney.co.za/about-us/
- jabulanimoney.co.za/contact-us/
- public-document.jabulanimoney.co.za/Terms_and_Conditions.pdf
- public-document.jabulanimoney.co.za/Consent_to_process_Personal_information_and_to_check_creditworthiness.pdf
Affiliate links: if you apply through “See offer” or “Apply”, FinCredit360 may earn a commission from Jabulani Money, at no cost to you. It does not change the facts we show. How we make money.